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    Whether you’re a one person show enjoying the freedom of working from your home office, or you’re looking after the needs of fifty or more employees - whatever your situation, we can help.

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    We provide the best group employee health benefits solutions for businesses of all sizes. And, to top it off, we can make it affordable.

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    We work with all of the major carriers including the Chamber of Commerce Group Benefit Plan which is referred to as the #1 benefit plan in Canada for small businesses.

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    We offer plans of all shapes and sizes. If you want to start your plan with less drug coverage or lower dental limits, we can customize it for you!

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    We work with the Chamber of Commerce Group Benefit Program which pools their claims with over 31,000 other Canadian companies just like yours.

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    We do work with a number of programs that have no requirements, meaning that if all employees but one are covered through their spouses, a benefits plan can still be put in place.

  • Individual Insurance

     

    Sometimes the benefits within a group benefits program are just not inclusive enough to attract and retain the best employees your industry has to offer, or to protect your company into the future.

     

    Critical Illness Benefits

    Critical illness happens without warning and can have devastating results. While disability insurance can be of benefit for a more immediate and short term injury or illness, critical illness coverage ensures that you are looked after if you or your employees are diagnosed with a more serious, long term condition. It can help you in your treatment plan to get better as well as keep your finances healthy.

     

    Life Insurance Benefits

    Many carriers provide a mandatory level of life and accidental death insurance for each of your employees. While we believe that employees should have their own private coverage based on individual family needs, we can recommend various levels of insurance to help you feel comfortable that you’ve provided assistance should a tragedy ever occur.

     

    Disability Benefits

    As small business owners, we’ve all worried about the consequences if for some reason we weren’t able to work and earn a living for our families. It’s a thought that has probably caused us all to have a sleepless night. Fortunately, today’s group benefits programs cover short and long term disability situations. Whether it’s a broken leg that keeps you off your feet for a couple of months or a stroke that requires years of recovery, a properly designed disability benefit will ensure that you and your family continue to live the lifestyle you’ve provided for them.